Creditor Harassment Cases
Bankruptcy Lawyer for Creditor Harassment
Local Bankruptcy Attorneys | Crumbley-Blackwell & Associates, P.C.
If you have outstanding debt, then creditors may be contacting you to collect on the debt. Unfortunately, creditors will sometimes engage in abusive and unfair methods to contact you and obtain payment. If you are being harassed by a creditor, you can gain relief by contacting our experienced bankruptcy lawyers.
Under the Fair Debt Collections Practices Act and the Telephone Consumer Protection Act, debt collectors are prohibited from certain actions, such as the following:
- Abusive language
- Repeated calls or contact at inconvenient times.
- Deception or manipulation
- Damaging your reputation
- Making false threats
How Do I Stop Debt Collectors from Calling Me?
To end communication with a debt collector, you can send a letter to your creditor to request that they stop contacting you. This is known as a Cease Communications Letter. It is recommended that you send this letter by certified mail and make copies for yourself, in case the debt collector tries to deny its existence. The creditor may contact you once to confirm receipt, but after that, they must stop.
If the creditor continues to call or you have suffered because of their abusive practices - then you have the right to file a lawsuit against them. Contact a bankruptcy attorney immediately.
Contact a Bankruptcy Lawyer Today
At Crumbley-Blackwell & Associates, P.C. we not only help you with stopping creditor harassment, but also help you to regain control of your finances. There are a number of methods by which we help achieve this, such as negotiation for loan modification or filing for bankruptcy. Our legal team can help you:
- Discharge debt
- Protect your property from creditors
- Repair your credit